General Liability Insurance


Is your business fully protected against liability claims and lawsuits?

If you rely solely on the liability coverage provided by a Business Owner’s Policy (BOP), chances are it might not be sufficient to cover the costs of claims and lawsuits. While a BOP does provide liability coverage for businesses, it often has a small limit, which may not be enough.

Do you qualify for general liability coverage?

Before you shop for liability insurance, it’s important to know which market your business falls into. Businesses that fall into the “excess surplus market,” such as roofers and siders, have to purchase excess liability insurance. On the other hand, businesses that fall into the “standard market,” such as technology companies and lawyers, qualify for general liability insurance.

General liability insurance offers protection for your business against a variety of potential risks. Typically, insurance agents can create a customized policy for you that includes different types and amounts of coverage. Some of the coverage often included in a general liability line are:

  • Business Personal Property (BPP)
  • Fire
  • Theft
  • Vandalism
  • Protection of your business’ property from claims due to:
  • Bodily injury
  • Property Damage
  • Terrorism coverage
  • And more…

Although general liability insurance protects your business from many liability issues, business owners should also consider adding specialized liability coverage, such as errors & omissions insurance.

Contact us today for information on all of the business insurance lines available and a free quote for general liability insurance


General Liability Insurance Quote Request


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