Term Life Insurance

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Term life insurance provides death protection for a stated time period, or term. Since it can be purchased in large amounts for a relatively small initial premium, it is well suited for short-range goals such as coverage to pay off a loan, or providing extra protection during the child-raising years. Our insurance agency can help you find the right term life insurance policy to meet your needs.

Term life insurance provides coverage for a limited time period (term), as long as premiums are paid. It typically provides a death benefit, but no cash value. This makes it an initially less expensive form of life insurance. It may also be renewable or convertible.

With our Term Life insurance, you can choose between 10, 20, or 30 years of coverage and a guaranteed benefit. You pick the length of time depending on how long you need it. You can also keep your policy in force, after the initial term, at an increased cost up to age 95. Our insurance specialists can help you determine the right coverage amount and term length to fit your budget and goals.

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